USA Positive Expectations, Move the Federal Reserve Bank to FED NEXT

ST. PAUL, MN, August 10, 2026 /24-7PressRelease/ — USA-positive-expectations.com suggests a transformation to first-things-first equal opportunity is possible without more taxes. The transformation would be created on Main Street by the private sector. Understand these numbers are really large at scale, but it will take 30-40 years to reach scale for the nation. A good-sized county could reach scale in 3-6 years.

We must eliminate disparities of opportunity with transformative better and best early education outcomes that start first-grade public schools.

We must present value that positive expectation of equal opportunity.
The private sector must address the federal deficit and the fiscal interest on that debt.
We must monetize that positive expectation in the private sector. The public sector in general does not do better and best outcomes.

Fiscal monetization comes first. This leads to monetary policy “receipts money” as a “FED NEXT” opportunity when the FED buys the asset to keep the “RRFC” viable at the county level. The FED gifts the asset to the US Treasury to reduce the federal deficit by turning the market value (PVofPE-Prek) in “Greenback” cash dollars. Inflation does not result because the cash pays down debt without added circulation in the USA.

The “RRFC’s” expectation for federal debt reduction is speculative based on the FED purchasing the asset at cost for gift-giving at market value. The FED is the only corporation in the world with this monetary policy power but the gift being recorded at market value is normal accounting.
This transformation is worth testing and has been somewhat demonstrated in the private sector.

Full scale estimates in 2027 have 4.5 million children starting first grade at a $75,000 cost; or 340 billion dollars being purchased by the FED annually. Only the FED NEXT could do that. At scale, the federal debt would be reduced by an estimated 3.4 trillion dollars annually.

A county of 10,000 children starting public school first grade is .002222 of that total or 750 million dollars to be purchased annually. The county private sector actions would contribute 7.5 billion dollars to the federal debt reduction, at scale, so even the scope of the test is significant.

The county proof of concept would take 3-6 years to scale to 100% of the children. PLUS, PLUS the county, school district, and city taxes would be reduced to grades 1 to 10 from grades Prek to 12 (3-years). This directly addresses the local affordability crisis within the property tax structures.

This end-in-mind starts with understanding the email march on the FED to consider these FED NEXT elements that must be created with a pivot to start creating receipts money while addressing the federal deficit, its interest expense, high-quality full employment and the fairness of present monetary policy. It is unique and fortunate that the FED’s monetary policy is partially driven by the private sector and is open to solving longer term crisis considerations that frankly are not sustainable within the mandate of low risk, stable money.

George Gilder is a very strong proponent of the private sector and the explosive power of human intellect, information, and entrepreneurial creativity. In works like Wealth and Poverty, Knowledge and Power and The Scandal of Money, Gilder points that real economic growth and sound value arise when private actors invest in the ultimate resource being the human brain and its capacity to generate knowledge and productivity.

Extending Gilder’s thinking into “Brain Gold” — the high-value neural and cognitive networks created through best quality early childhood development (ages 0-6/7) creates a private-sector pathway to real money creation that has a present value.

When children enter kindergarten really ready to read, compute, and hold positive expectations, their developed brainpower functions as more tangible networks of base knowledge. This is already monetized in the private sector when parents pay for high-quality early childhood education. Formal recognition regardless of disparities are real present values that could help offset portions of the federal debt and deficit challenges because of first-things-first irreplaceable and irreversible neural networks. This private-sector “Brain Gold” extension already exists in the private sector and inadvertently contributes to disparities because public money does not exist for better and best outcomes.

We need members of the private sector to join the email march on the FED. Visit www.usa-positive-expectations.com and read the letters for tone and understanding. We are restarting the process because of the generally positive input received from Grok AI. It will not be easy to get the FED on board.

Thomas D. Wolfgram 612-968-1579
[email protected]
www.usa-positive-expectations.com
www.linkedin.com/in/tomwolfgram
https://twitter.com/tdwusavalues
https://youtube.com/@thomaswolfgramandusapositi2017

Contact: Thomas D. Wolfgram, CEO
USA Values, LLC / USA Positive Expectations
(612) 968-1579
[email protected]
www.usa-positive-expectations.com


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